Back to All Events

Social Security Optimization

This workshop is designed for pre-retirees who are within a few years of retirement. It helps participants assess their retirement plans and make the transition to retirement as smooth as possible. The Mastering Social Security class provides you with sound financial advice on how and when you should take Social Security to maximize your benefit by applying at the right time; strategies for couples, divorced individuals and surviving spouses; and the impact of poor decisions and how to avoid costly mistakes.

Attend this seminar and learn about:

• When to Claim Social Security Benefits - Understand the impact of claiming benefits at age 62, full retirement age, or delaying until 70—and how it affects your monthly payout.

• Optimizing Your Benefits - Strategies to increase your Social Security payments, including how your earnings history and spousal benefits factor into the calculation.

• The Tax Implications of Social Security - Learn how Social Security benefits are taxed and how to structure your income to minimize the tax burden.

• Spousal, Survivor, and Divorce Benefits - Discover how to take advantage of spousal benefits, survivor benefits, and benefits after divorce.

• The Impact of Working While Claiming Benefits - Explore how continuing to work after claiming Social Security may affect your benefits.

• Tips for integrating Social Security into your broader retirement income plan, including pensions, 401(k)s, and IRAs - Coordinating Social Security with Other Retirement Income.


Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor.  BCM and Millard Financial Group are independent of each other.   Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. 

The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interests, if any exist.

The National Social Security advisor (NSSA) certification is obtained in February 2023 by completing eight hours of course works and passing a certification exam. Certification renewal requires sixteen hours of biennial continuing education and payment of a fee. The NSSA certification is not affiliated with or endorsed by the Social Security Administration or any other government agency. More information regarding the verification can be found at https://nationalsocialsecurityassociation.com/become-an-advisor/.