This workshop is designed for pre-retirees who are within a few years of retirement. It helps participants assess their retirement plans and make the transition to retirement as smooth as possible. The Mastering Social Security class provides you with sound financial advice on how and when you should take Social Security to maximize your benefit by applying at the right time; strategies for couples, divorced individuals and surviving spouses; and the impact of poor decisions and how to avoid costly mistakes.

Attend this seminar and learn about:

• When to Claim Social Security Benefits - Understand the impact of claiming benefits at age 62, full retirement age, or delaying until 70—and how it affects your monthly payout.

• Optimizing Your Benefits - Strategies to increase your Social Security payments, including how your earnings history and spousal benefits factor into the calculation.

• The Tax Implications of Social Security - Learn how Social Security benefits are taxed and how to structure your income to minimize the tax burden.

• Spousal, Survivor, and Divorce Benefits - Discover how to take advantage of spousal benefits, survivor benefits, and benefits after divorce.

• The Impact of Working While Claiming Benefits - Explore how continuing to work after claiming Social Security may affect your benefits.

• Tips for integrating Social Security into your broader retirement income plan, including pensions, 401(k)s, and IRAs - Coordinating Social Security with Other Retirement Income.

This Wise Retirement course addresses the biggest concerns, challenges and questions faced by most Americans when planning their retirement strategy. Josh will cover the essentials of a sound retirement plan and break down key concepts in easy-to-understand terms on Tuesday, January 20th at 6PM EST.

The class will take place at:

Fort Wayne Manchester University, Room 153

10627 Diebold Rd, Fort Wayne, IN 46845

Key Concepts Covered

• Determining your personal risk tolerance and your own unique retirement strategy

• The relationship between growth, protection, and liquidity in your portfolio

• Strategies to help combat inflation and interest rate changes

• Ways to reduce or eliminate taxes on your retirement income

• Maximizing your Social Security benefit and minimizing taxes

• Your IRA and 401K options, including the pros and cons of Roth

• How to create an income stream you can’t outlive

• Planning for the unexpected - the basics of Medicare, Long-term Care, and Estate Planning

You Should Attend…

• If you are concerned about stock market risk, taxes, inflation, or the next recession

• If you have a fear of running out of money in retirement

• If you are looking for objective information about Social Security, Medicare, and Long-Term care

• If you want a better understanding of your IRA/401(k) options

• If you want to make wiser decisions about your retirement and financial future

Presented By:

The Retirement Wealth Academy was established by seasoned veterans in the industry and exclusively welcomes like-minded educators who share our values: to teach a disciplined approach to financial planning, to provide an objective outlook on retirement investing, and to empower students with a comprehensive understanding of complex financial topics.

This Wise Retirement Strategies course addresses the biggest concerns, challenges and questions faced by most Americans when planning their retirement strategy. Josh will cover the essentials of a sound retirement plan and break down key concepts in easy-to-understand terms on Thursday, January 22th at 6PM EST.

The class will take place at:

Fort Wayne Manchester, Room 153

10627 Diebold Rd, Fort Wayne, IN 46845

Key Concepts Covered

• Determining your personal risk tolerance and your own unique retirement strategy

• The relationship between growth, protection, and liquidity in your portfolio

• Strategies to help combat inflation and interest rate changes

• Ways to reduce or eliminate taxes on your retirement income

• Maximizing your Social Security benefit and minimizing taxes

• Your IRA and 401K options, including the pros and cons of Roth

• How to create an income stream you can’t outlive

• Planning for the unexpected - the basics of Medicare, Long-term Care, and Estate Planning

You Should Attend…

• If you are concerned about stock market risk, taxes, inflation, or the next recession

• If you have a fear of running out of money in retirement

• If you are looking for objective information about Social Security, Medicare, and Long-Term care

• If you want a better understanding of your IRA/401(k) options

• If you want to make wiser decisions about your retirement and financial future

Council of Financial Educators

The Council of Financial Educators (COFE) is an IRS-approved 501(c)(3) non-profit organization committed to providing the public with the knowledge to confidently navigate the ever-changing retirement landscape. Understanding that millions of people have financial questions, as well as a unique set of circumstances and retirement needs, COFE offers educational courses at colleges and libraries nationwide to address these needs. COFE courses are purely educational and do not promote, endorse, or sell any products.

The Retirement Wealth Academy was established by seasoned veterans in the industry and exclusively welcomes like-minded educators who share our values: to teach a disciplined approach to financial planning, to provide an objective outlook on retirement investing, and to empower students with a comprehensive understanding of complex financial topics.