Social Security

Social Security planning is one of the building blocks of a solid financial plan. It involves understanding the various requirements and benefits associated with Social Security, as well as how Social Security benefits can be maximized. It also involves considering how Social Security fits into an overall retirement plan. Social Security planning requires careful consideration of factors such as the current and projected tax rate, the age at which benefits can be claimed, and the impact on other benefits such as Medicare and supplemental income. Our President, Josh Millard, is a National Social Security Advisor (NSSA) allowing him to analyze various strategies that can be used to maximize benefits, such as spousal benefits, delayed retirement credits, and survivor benefits.

 

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor.  BCM and Millard Financial Group are independent of each other.   Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. 

The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interests, if any exist.

The National Social Security advisor (NSSA) certification is obtained in February 2023 by completing eight hours of course works and passing a certification exam. Certification renewal requires sixteen hours of biennial continuing education and payment of a fee. The NSSA certification is not affiliated with or endorsed by the Social Security Administration or any other government agency. More information regarding the verification can be found at https://nationalsocialsecurityassociation.com/become-an-advisor/.